- Homebuyers wanting a "traditional" mortgage product with low risk.

- Borrowers looking to finance up to $806,500

- Attracts the broadest audience

-Down payments as low as 3%

- Homebuyers that are eligible veterans of the United States Armed Forces

- Eligible Veterans that wish to finance as low as 0% down
- No Lender fees charged on VA loans at High Place Mortgage

-No monthly Private Mortgage Insurance (PMI)

-Gifts are required to come from a close family member (parent, grandparent, sibling, or spouse).

- Loan Type Rules: Conventional (Fannie Mae/Freddie Mac), FHA Loans, VA & USDA Loans, Jumbo

- A very common tool in the marketplace to help assist buyers in affordablity and to qualify for the home to meet their needs.

- Timing is everything when buying and selling homes, and a bridge loan helps you stay ahead. These short-term loans cover the gap between transactions.

- Fast Access: Secure financing quickly for your new home. No need to move until your home sells. Downpayment on purchase may not be needed.

- Short-Term Solution: Flexible repayment options.

- Market Advantage: Make offers without contingencies. If the stock market is low you don't have to force sale of funds for down payment when using a bridge product.

- Building your dream home is exciting. These loans fund each stage of the building process.

- Flexible Disbursements: Funds released as your project progresses.

- Interest-Only Payments: Only pay interest on monies advanced each month.

- Customization: Build or renovate your way.

- A Home Equity Line of Credit (HELOC) gives you ongoing access to funds when you need them, backed by the equity in your home.

- Revolving Credit: Borrow and repay as needed. Access 89.99% of equity in your home.

- Low Costs: Interest-only payments during the draw period.

- Flexible Use: Great for home improvements or unexpected expenses. *Not a construction loan

- These loans are designed for self-employed individuals, freelancers, and others with non-traditional income streams.

- Flexible Income Verification: Use 12-24 months of bank statements instead of W-2s.

- Customized Solutions: Tailored for entrepreneurs and independent contractors.

- Accessible Options: Ideal for fluctuating or non-conventional incomes

- Portfolio loans, held directly by lenders, offer flexible terms for borrowers with specialized requirements.

- Custom Solutions: Perfect for non-standard financial situations.

-Higher Flexibility: Tailored to high-value properties or unique credit profiles.

Innovative Lending: Ideal for those outside conventional loan guidelines.

- Designed for homeowners aged 62 or older, this loan provides financial flexibility while you continue to own your home.

- Flexible Payouts: Choose a lump sum, monthly payments, or a line of credit.

- No Monthly Payments: Focus on your financial priorities without worrying about another monthly bill.

- Retain Ownership: You stay in your home as long as it’s your primary residence.